Privacy Policy

Privacy Policy for Our 365 Financial Solution LLC

Effective Date: November 28th, 2025

At Our 365 Financial Solution LLC ("we," "our," "us"), we respect your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, protect, and disclose your personal data in accordance with applicable privacy laws, including the Florida Information Protection Act (FIPA), Gramm-Leach-Bliley Act (GLBA), and other relevant laws.

By using our services, you agree to the collection and use of your personal information as described in this policy.

Thank you for choosing to be part of our community at Our 365 Financial solution LLC (“Company”, “we”, “us”, or “our”). We are committed to protecting your personal information and your right to privacy. If you have any questions or concerns about our policy or our practices with regard to your personal information, please contact us at info@our365financialsolution.net.

When you visit our website https://our365financialsolution.net/, mobile application, Linkedin, Instagram, Twitter, Whatsapp, Facebook application, and use our services, you trust us with your personal information. We take your privacy very seriously. In this privacy policy, we seek to explain to you in the clearest way possible what information we collect, how we use it, and what rights you have in relation to it. We hope you take some time to read through it carefully, as it is important. If there are any terms in this privacy policy that you do not agree with, please discontinue the use of our Sites or Apps and our services.

This privacy policy applies to all information collected through our website (such as https://our365financialsolution.net/), mobile application, Facebook application, ("Apps"), and/or any related services, sales, marketing, or events (we refer to them collectively in this privacy policy as the "Services").

1. Information We Collect

We may collect the following types of personal information to provide you with insurance products and services:

• Personal Identification Information: Name, address, email, phone number, date of birth, social security number, and other identifiers.
• Insurance Information: Insurance policies, claims history, coverage preferences, and risk assessments.
• Financial Information: Credit card information, bank account details, payment history, and other financial data.
• Communication Data: Records of emails, phone calls, and other interactions with us.
• Geolocation Data: Information on your location, if you access our services through a mobile app.
   

            2.    How We use Your Information

We use the information we collect for various purposes, including:

• To provide you with quotes, policy recommendations, and coverage options.
• To process your insurance applications, claims, and payments.
• To communicate important updates regarding your insurance policies.
• To improve our services and tailor our offerings to your needs 
• To detect and prevent fraud and ensure security.
• To comply with legal and regulatory requirements, including reporting requirements under the Florida Information Protection Act (FIPA).
  

              3.   How We Share Your Information

We may share your personal information with the following parties, when necessary:

• Insurance Providers: We may share your data with insurance carriers or other third parties who assist in underwriting, claims processing, or policy management.
• Service Providers: We may engage third-party vendors to help us with payment processing, customer support, IT services, marketing, and other business functions.
• Regulatory Authorities: We may disclose your personal data to government authorities or regulators when required by law, including disclosures to comply with the Gramm-Leach-Bliley Act (GLBA) or FIPA.
• Business Transfers: In the event of a merger, acquisition, or sale of assets, your personal information may be transferred to the new owner.

         4.     Data Security

• We implement industry-standard security measures to protect your personal information from unauthorized access, alteration, or destruction. These measures include:
• Encryption of sensitive data.
• Secure storage practices.
• Firewalls and intrusion detection systems.

However, no system is completely secure, and we cannot guarantee the absolute security of your information.

        5.      Your Rights and Choices

As a resident of Florida and the United States, you have the following rights regarding your personal information:

• Access and Correction: You may request access to the personal information we hold about you and request corrections if it is inaccurate.
• Deletion: In certain cases, you may request that we delete your personal information. However, this right may be limited by applicable laws (such as data retention requirements for financial records).
• Opt-Out: You may opt out of receiving marketing communications from us at any time by following the instructions in the communication or by contacting us directly.
• Florida-Specific Rights: Under the Florida Information Protection Act (FIPA), you have the right to be notified in the event of a data breach involving your personal information. You also have the right to request a copy of any policies and procedures we have in place to protect your data.

To exercise any of these rights, please contact us at [contact information].

          6.     Cookies and Tracking Technologies

We may use cookies, web beacons, or similar technologies to enhance your experience on our website, including:

• Remembering login details and preferences.
• Analyzing website traffic to improve functionality.
• Customizing content and ads to better suit your needs.

You can manage cookie preferences through your browser settings.

          7.     Children's Privacy

Our services are not intended for children under 16. We do not knowingly collect personal information from children under 16. If we discover that we have inadvertently collected such information, we will take steps to delete it.

          8.      Data Retention

We retain personal data for as long as necessary to fulfill the purposes outlined in this Privacy Policy, or as required by law. For example, we may retain records related to your insurance policies, claims, and payments for a period required by state or federal regulations.

         9.      Changes to this Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, services, or legal requirements. When we update this policy, we will post the new version on our website with an updated effective date.

We encourage you to review this policy periodically to stay informed about how we are protecting your information.

          10. Contact Us

If you have any questions or concerns about this Privacy Policy or how we handle your personal information, please contact us at:

Our 365 Financial Solution LLC
3500 N State Road 7 (Suite 310) Lauderdale Lakes, Florida 33319
+1(844)687-3653
info@our365financial solution.net
https://our365financialsolution.net

Legal Considerations for Florida Insurance Agencies:

• Florida Information Protection Act (FIPA): FIPA requires companies that collect personal data from residents of Florida to implement reasonable security measures to protect that data. It also mandates data breach notification if certain information is compromised.
   
• Gramm-Leach-Bliley Act (GLBA): This federal law applies to financial institutions, including insurance companies, and governs how they handle personal financial information. It requires insurers to establish privacy practices and notify customers of those practices.
   
• Florida’s Consumer Protection Laws: Florida has specific laws related to consumer rights and protections, including the requirement for insurance companies to disclose their privacy practices to customers.