Health Insurance — Our 365 Financial Solution

Health Coverage For Every Situation

Find the Right Plan for You

ACA / Marketplace

Affordable Care Act plans for individuals & families. Subsidies may apply based on your income.

Medicare Advantage

All-in-one Medicare alternative with added benefits like dental, vision, and prescription drugs.

Medicare Supplement

Fills the gaps in Original Medicare — lower out-of-pocket costs and freedom to see any provider.

Dental Insurance

Standalone dental coverage for routine care, major work, and orthodontics.

ACA / Marketplace

Obamacare / ACA Plans

The Affordable Care Act created health insurance marketplaces where individuals and families can compare and enroll in plans. Depending on your income, you may qualify for premium tax credits that significantly reduce your monthly cost.

Open enrollment typically runs November through January, but qualifying life events — like losing a job, getting married, or having a baby — allow you to enroll year-round.

Best for: Individuals, families, and self-employed people who don't have employer-sponsored coverage.

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Understanding Your Options

Health Coverage Explained

Medicare Advantage (Part C)

Medicare Advantage plans are offered by private insurers and bundle Original Medicare (Parts A and B) with additional benefits like dental, vision, hearing, and prescription drug coverage — often at low or no additional premium.

Best for: Medicare-eligible individuals (65+) who want comprehensive coverage in a single plan.

Learn More About Medicare →

Medicare Supplement (Medigap)

Medicare Supplement plans work alongside Original Medicare to cover costs that Medicare does not pay — including copayments, coinsurance, and deductibles. Plan G is currently the most comprehensive available option.

Best for: Seniors who want predictable out-of-pocket costs and freedom to see any Medicare-accepting provider nationally.

Disability Insurance

A long-term disability can seriously affect your ability to earn an income. OUR 365 FINANCIAL SOLUTION offers a variety of services to provide you with a source of income in the case of a serious disability.

Heart Attack / Stroke / Cancer / Critical Illness

Most health insurance plans leave their benefactors with incomplete coverage. We offer extra coverage plans such as Heart Attack/Stroke, Cancer, Accident, Short-term disability, and intensive care to fill the gaps.

Vision, Dental & Ancillary

We offer Vision, Dental, Accident, Critical Illness, Hospital Indemnity, Supplemental Indemnity, Stroke, Heart Attack, Cancer, and more.

Frequently Asked Questions

Common Health Insurance Questions

When can I enroll in a health insurance plan?

ACA plans have an annual Open Enrollment Period (typically November 1 – January 15). Qualifying life events — like losing a job or getting married — trigger a Special Enrollment Period. Medicare has its own enrollment windows around your 65th birthday.

What is the difference between Medicare Advantage and Medicare Supplement?

Medicare Advantage replaces Original Medicare with a bundled plan. Medicare Supplement works alongside Original Medicare to cover your gaps. The right choice depends on your health needs, budget, and preferred doctors.

Do I qualify for a subsidy on the ACA marketplace?

Subsidies are based on your household income relative to the federal poverty level. Many people qualify for significant premium reductions. Our agents will check your eligibility at no cost.

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Request a Free Health Insurance Consultation

Consent & Compliance Disclosure: By submitting this form, you consent to be contacted by a licensed insurance agent from Our 365 Financial Solution LLC at the phone number and email provided, including via text message and/or automated telephone technology, regarding insurance products and services. You understand that consent is not a condition of purchase. Message and data rates may apply. You may opt out at any time by replying STOP. We respect your privacy and will never sell your personal information to third parties. Our agents are licensed in FL, MI, NC, OH, SC, VA & GA. For Medicare inquiries: we only contact individuals who have expressed interest in receiving information. All Medicare consultations are conducted in compliance with CMS TPMO guidelines and require a signed Scope of Appointment (SOA) prior to discussing plan details. This is not a binding application for insurance coverage. | Privacy Policy

Your Health Is Your Greatest Asset. Let's Protect It.

Find the Right Plan for You

ACA / Marketplace

Medicare Advantage

Medicare Supplement

Dental Insurance

Obamacare / ACA Plans

Health Coverage Explained

Medicare Advantage (Part C)

Medicare Supplement (Medigap)

Disability Insurance

Heart Attack / Stroke / Cancer / Critical Illness

Vision, Dental & Ancillary

Common Health Insurance Questions

When can I enroll in a health insurance plan?

What is the difference between Medicare Advantage and Medicare Supplement?

Do I qualify for a subsidy on the ACA marketplace?

Request a Free Health Insurance Consultation

Ready to Find Your Health Plan?